Payment terms
The price is payable when ordering.
Payments will be made by bank transfer or by ONEY x PAYPLUG, in this case they will be made through the secure ONEY x PAYPLUG system which uses the SSL (Secure Socket Layer) protocol so that the information transmitted is encrypted by software. and that no third party can become aware of it during transport on the network.
The buyer's account will be debited when the order is paid for by credit card.
The invoice showing, where applicable, the VAT, will be automatically sent to the buyer by email.
GENERAL CONDITIONS OF SALE ONEY x PAYPLUG
Payment of your order in 3 or 4 instalments by Bank Card from purchases of €100 up to €3,000 with Oney Bank
Oney Bank offers its partners' individual customers a financing solution called "3x 4x Oney". This personalized financing for each customer order allows consumers to pay for their purchases of products and/or services from €100 to €3,000 in 3 or 4 instalments by credit card.
This financing can be offered to the customer with or without charge, according to the choice specified by the partner in his sales process, and under the following conditions and methods:
Conditions: This offer is reserved for private individuals (natural persons of legal age) residing in France and holders of a Visa and MasterCard bank card with a validity date greater than the duration of the chosen financing. Cards with systematic authorization, in particular of the Electron, Maestro, Nickel type, etc., as well as e-cards, Indigo and American Express cards are not accepted.
Terms of subscription: After completing your order, simply click on the “payment button in 3x 4x Oney by credit card”.
You are then redirected to our partner's 3x 4x Oney web page displaying the detailed summary of your order and the personalized financing request, which you must then validate.
You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login credentials linked to your 3x 4x Oney account. You read the general conditions of payment in installments to which you wish to subscribe which are provided to you in PDF format so that you can read, print and save them before accepting them.
You then notify your electronic acceptance by the corresponding checkbox.
You acknowledge that the "double click" associated with the checkbox on the acknowledgment of the general conditions constitutes consent to contract and constitutes irrevocable and unreserved acceptance of the general conditions of the product.
Unless proven otherwise, the data recorded by Oney Bank constitutes proof of all transactions between you and Oney Bank.
If you request to benefit from a financing solution offered by Oney Bank, the information relating to your order will be transmitted to Oney Bank, which will use it for the purpose of studying your request for the granting, management and credit recovery.
Oney Bank reserves the right to accept or refuse your financing request in 3x 4x Oney. You have a withdrawal period of 14 days to give up your credit.
Operation: Payment in 3 or 4 installments by credit card allows you to pay for the order made on our merchant site as follows:
- a compulsory contribution, debited on the day of confirmation of the dispatch of your order;
- two or three monthly installments, each corresponding to a third or a quarter of the order, taken 30 and 60 days later for the 3 times and 30, 60 and 90 days later for the 4 times, which include, in the case of 3 times 4x with costs, costs corresponding to 1.45% of the total amount of the order for a 3 times and 2.2% for a 4 times (within the limit of 15€ maximum for a payment in 3 times and 30€ maximum for a 4 times). In the event of free financing offered by the Partner, no additional costs to the amount of the purchase will be charged.
To better understand how 3x 4x Oney works by bank card, here are some examples:
• Examples of 3x 4x Oney by bank card, with fees, from a purchase of €100 and up to €3,000: Example for payment in 3 instalments: For a purchase of €150, contribution of €52.18 then 2 monthly installments of €50.
Credit for a period of 2 months at a fixed APR of 19.31%. Cost of financing: €2.18 within the limit of €15 maximum.
Example for payment in 4 instalments: For a purchase of €400, contribution of €108.80 then 3 monthly installments of €100. Credit over 3 months at a fixed APR of 19.61%. Cost of financing: €8.80 within the limit of €30 maximum.
• Examples of 3x 4x Oney by credit card, free of charge, from a purchase of €100 and up to €3,000: Example for payment in 3 instalments: For a purchase of €150, contribution of €50 then 2 monthly payments of 50 €.
Credit over 2 months at a fixed APR of 0%. Cost of financing 0€.
Example for payment in 4 instalments: For a purchase of €400, contribution of €100 then 3 monthly installments of €100. Credit over 3 months at a fixed APR of 0%. Cost of financing 0€.
Oney Bank - SA with capital of €51,286,585 - Head office: 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - Orias number: 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr
The customer hereby accepts Oney's legal notice accessible here: https://www.payplug.com/hubfs/payplug-oney/cgv.pdf